NOVEMBER 05, 2025

Capital flex is now live in the US

Shopify Capital has introduced Capital flex, a new funding option that gives you continuous access to working capital — with a dynamic limit that adjusts as your business grows. Draw funds whenever you need them, and as you repay, your available capacity automatically replenishes.
No more over-borrowing upfront or waiting until 51% repayment to access additional capital.

With Capital flex, you get:
* Funding exactly when you need it
* A dynamic limit that grows with your business
* Fees only on the amount you draw
* One-time application with ongoing access — no need to re-apply for future draws
* Control to repay faster to save on fees, or slower to preserve cash flow.

Learn more about Capital flex with Shopify Capital in the Shopify Help Center.

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